Car Insurance Coverage in Louisiana
Sure, it’s called the Bayou State, but that doesn’t mean there aren’t thousands of miles of road to travel. Whether you’re buying a new car, or getting a Louisiana auto insurance quote, we’ve got everything you need to make an informed decision. Keep these facts in mind as you look to find the car insurance coverage that’s right for you. Remember, you can start your Louisiana car insurance quote anytime.
According to Louisiana’s Department of Transportation and Development, with very few exceptions (i.e., parade vehicles), every driver must have car insurance. You’ll also want to make sure you keep your Louisiana proof of insurance card somewhere handy. You could receive a citation if you’re pulled over and unable to provide proof of coverage. Also, don’t forget to register your car in Louisiana.
What is the required coverage for car insurance in Louisiana?
The following coverage is required by the state of Louisiana to legally operate a motor vehicle:
- Bodily injury liability coverage: The minimum legal requirement is $15,000 per person and $30,000 per accident
- Property damage liability coverage: The minimum legal requirement is $25,000
- Medical payments: The minimum legal requirement is $1,000*
- Uninsured motorist bodily injury: The minimum legal requirement is $15,000 per person and $30,000 per accident*
*These coverages can be rejected.